Money math, made clear.
Free calculators that give you the number and explain what it means. Private by design: everything runs on your device.
Open the loan calculatorCalculators
Borrowing
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Loan calculator
Monthly payment, total interest and a year-by-year repayment schedule.
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Mortgage calculator
Monthly payment with property tax and insurance, and total interest.
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Home affordability calculator
How much house you can afford from your income and debts.
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Credit card payoff calculator
How long it takes to clear your card and what it costs.
Saving and investing
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SIP & investment calculator
See how regular monthly investing can grow over time.
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Compound interest calculator
Understand how interest on interest builds your savings.
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Fixed deposit calculator
Maturity value and interest on a lump-sum deposit.
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Recurring deposit calculator
What a fixed monthly deposit grows to.
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PPF calculator
Maturity value of a Public Provident Fund account in India.
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Simple interest calculator
Interest on the principal only, compared with compound interest.
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CAGR calculator
The yearly growth rate between two values.
Planning
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German salary calculator
Net pay after tax and social insurance in Germany, 2026.
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Income tax calculator (India)
Old vs new regime for FY 2026-27, with the cheaper one shown.
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HRA calculator
How much of your house rent allowance is tax-exempt.
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Gratuity calculator
What you receive when you leave, and how much is tax-free.
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Retirement calculator
Your savings at retirement and the income they could give.
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Savings goal calculator
How much to save each month to reach a goal.
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Inflation calculator
Future prices and what your money will buy.
Why Numflo
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Explained, not just calculated
Every result comes with a plain-language explanation, the formula and a worked example.
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Your language, your currency
Switch language and currency independently, with local number formats.
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Private by design
No sign-up and no tracking cookies. What you type never leaves your device.